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Imagine a future where you could retire from your job without ever having to worry about health benefits. Now, this is not some pipe dream; it's an idea that has been around for decades and is now becoming a popular way for soon-to-be retirees to protect their health while avoiding the high costs of traditional coverage.Healthcare costs are rising in America. In 2010, you can expect to spend $1,831 per person annually on healthcare costs; in 2018, the figure nearly doubled to $3,405.Although mos …